This notice explains the scope of the Karat Finance service and the boundary between what Karat provides and what requires a licensed professional or institution.
What Karat Finance provides
Karat Finance is a document coordination and administrative service. It helps clients and authorised professionals request, collect, organise and track documentation. This includes:
- Secure document collection through a structured workflow.
- Client and engagement onboarding paperwork.
- Transaction and compliance documentation coordination.
- Status tracking, clarification and submission management.
What Karat Finance is not
Karat Logistics and Karat Finance are not a bank, lender, investment manager, securities dealer, payment provider, escrow provider, insurance provider, cryptocurrency provider or financial adviser. Karat Finance does not provide legal, tax, investment, insurance or other regulated financial advice, and it does not hold client funds.
Regulated activity remains with licensed parties
Where an engagement involves a regulated activity — such as lending, deposit-taking, payment services, regulated escrow, securities dealing, investment management or insurance — that activity is performed by the appropriately licensed professional or institution involved. Karat's role is limited to coordinating the documentation around that activity. Clients are responsible for verifying the licences, registrations and authorisations of any professional or institution they engage.
No representation of financial outcomes
Karat Finance makes no representations about the outcome of any application, review, transaction or approval, and does not guarantee that documents submitted will be accepted by any party. Any statement on the Karat website about regulated matters should be confirmed directly with the relevant licensed party.
Contact
For questions about the scope of Karat Finance, contact finance@karatlogistics.com.